Salary Barometer

See beyond the gross number. Understand your real "Take Home Pay" and visualize your financial health with the 50/30/20 rule.

Income Details

Monthly Gross Salary (Gaji Kotor)

UMR (JKT) 10 Juta 20 Juta

Marital Status (PTKP)

Used to calculate non-taxable income threshold.

Role (Optional)

Location (Optional)

Estimated Net Salary (THP)

Rp 0

*Excluding dynamic overtime/bonuses

Gross Income Rp 0

BPJS (JHT 2% + JP 1% + Kes 1%) - Rp 0

PPH21 (Estimated Monthly) - Rp 0

Needs

Wants

Save

Rp 0

Living (50%)

Rp 0

Lifestyle (30%)

Rp 0

Savings (20%)

This tool provides an estimate of your Take Home Pay in Indonesia. Actual numbers may vary based on company policies.

BPJS Ketenagakerjaan: 2% JHT (Old Age Security) + 1% JP (Pension, capped at max salary base ~Rp 10.042.300).
BPJS Kesehatan: 1% (Employee share, capped at max salary base ~Rp 12.000.000).
PPH 21 (Income Tax): Uses the simplified TER (Tarif Efektif Rata-rata) method for monthly deduction estimates, or annualized progressive layers (Layer 1: 5%, Layer 2: 15%, etc.) minus your PTKP.
50/30/20 Rule: A popular budgeting guideline. 50% for Needs (Rent, Food), 30% for Wants (Entertainment), and 20% for Savings/Investments.